Suffering a car, pedestrian, bicycle or boat accident is bad enough, so you might assume you are past the worst part. But when your insurance company does not uphold their end of the bargain in helping you investigate, negotiate and ultimately settle your claim, your...
Insurance Bad Faith
Should I Get A Second Opinion On My Insurance Claim?
Your insurance policy should keep you from digging into your wallet to pay for damage to your boat, car or house if an accident or storm damage should occur. Unfortunately, insurance companies sometimes lowball the repair estimates. In the event you disagree with the...
Identifying Insurance Bad Faith Practices After A Boat Accident
Recreational boat accidents are common in the U.S. Although the numbers are not as high as car accidents, thousands of individuals are still injured when a boat collides or they fall overboard. When you are involved in a boating accident, insurance companies are...
How to deal with a car accident claim denial
When you have been in a car accident, there are a lot of things you need to deal with. One is filing an insurance claim for damage done to your vehicle and any injuries sustained by the crash. Unfortunately, insurance companies do not approve every claim they receive,...
Reasons to save your temporary repair receipts
Damage to your home or vehicle can burn a hole in your wallet with repair costs, so you should be able to count on your insurance company to cover your expenses. Unfortunately, some people get into disputes with an insurer, and not just over compensation to fix or...
What are signs of bad faith in an insurer investigation?
You should be able to depend on your insurance company when your house or vehicle suffers damage from a recent calamity. Some insurers react to their clients in a timely manner, but others do not. One way to tell if your insurer is not fulfilling its duty is to take...
How do insurers commit bad faith?
If you sustain injuries or damages in an accident or catastrophic event, you may count on your insurance to cover your losses. After all, that is why you pay insurance premiums each month. Unfortunately, while you may live up to your end of the insurance deal,...
Steps for settling an insurance dispute
After their home or vehicle sustains damage, people may file a claim with their insurance company. However, the company could either deny the claim or offer a low settlement. In these situations, people could consider filing a dispute. Nerd Wallet says that claimants...
What are some red flags of insurance bad faith?
Expert Restoration reports that the IRMA, an organization that facilitates communication between and among professionals in the risk management and insurance fields, defines insurance bad faith as blatantly unfair conduct on the part of an insurance company that goes...
Why did the insurance company deny my claim?
Why do insurance companies deny claims? Unfortunately, there is no easy answer. It would depend on your situation. Insurance companies are large, bureaucratic organizations. However, you should know that they are not the final authority when it comes to your injuries....