Ideally, you will never have to deal with a bad faith insurance claim in Kentucky, but it can happen to anyone. One of the best ways to avoid dealing with insurance issues is to choose your insurance company carefully. When you use a company that has good traits, you lower the risk of ending up with claim issues in the long run.

Auto Insurance Specialists explains there are specific traits that usually indicate a trustworthy and quality insurance company. You should review any company that you consider doing business with. This is the only way to get to know the company and see if it displays good traits.

What you want to look for is how the claim process works. You should see the company handles claims quickly and with as little hassle and delay as possible. You also want to make sure that they get good reviews for customer service. Pay attention to how they treat you, too. If they do not seem attentive or helpful, this is a bad sign.

Also, do some background checks to see about any complaints against the company. Having complaints is not a deal breaker because very company gets complaints, but what you want to look for are unresolved complaints or patterns in the complaints that indicate a problem.

You should find out about the company’s history, too. Find out how long it has been in business. Learn about its finances if possible. You want to make sure that the company is strong and has good financial standing. This information is for education and is not legal advice.