Being in the right headspace is challenging when a tragedy such as a car accident occurs. Your thoughts might be all over the place dealing with the stress, paperwork and insurance.
While it may be tough to keep track of the things you need to deal with, there are at least three key things you need to know. If you or a loved one has suffered an injury in a car accident, you should:
1. Understand your insurance policy
Check your policy coverage. Kentucky requires drivers to have personal injury protection (PIP), which includes no-fault auto insurance, but your policy might be different from the required minimum. It may help to seek assistance from a trusted loved one to help you sort out the insurance details, especially when there is so much on your mind.
You should also know that there are certain cases when you may file a lawsuit against the party who caused the crash and seek compensation for medical expenses, lost wages as well as physical and emotional damages.
2. Seek legal assistance
Proper legal guidance is essential when dealing with the aftermath of a car accident – and the insurance companies. Experienced personal injury attorneys will help you get the rightful compensation and help protect you from bad faith insurance.
3. Consider mental health support
An accident can have lasting detrimental effects even after the injuries have healed. It may also be helpful to seek counseling from a psychologist or counselor trained in managing post-traumatic stress disorder.
A car accident may leave you feeling helpless and isolated. A support system – your friends, loved ones, a personal injury lawyer and a counselor are great companions on the road to recovery.