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Boating accidents: How to protect your rights

On Behalf of | Jan 24, 2022 | Boat Accidents |

Whether you head out on the water to relax, have an adventure or spend time with family and friends, boating is a popular activity in Kentucky. However, an accident with your boat can result in many issues that can affect you physically and financially.

If you have an incident involving your boat, it is crucial to know what to do next to protect your rights.

Dangerous boating accidents

Boating collisions can result in significant bodily injuries or death for people involved. Passengers may fall overboard when your watercraft hits another boat. When boaters crash into fixed objects like rocks or buoys, they can sustain severe damages. Grounding accidents can cause enough damage to sink your ship, putting everyone on board in danger.

Steps to take after a boat crash

When you collide with another watercraft or object, you must file a report with the boating authority in your area. In Kentucky, you have five days to report your incident to the Department of Fish & Wildlife Resources. However, if the accident causes a serious injury or death, you must report it within 48 hours. The law requires that you file reports when a boating accident involves:

  • Property damage valued at more than $500
  • A missing person
  • Severe bodily injuries
  • Death or incapacitation

Seeking compensation

If your accident stems from another person’s negligence, you have a right to hold them liable for your damages. It is vital to investigate your crash and document essential evidence. Many potential parties may be responsible:

  • Careless, inattentive or intoxicated boat operators
  • Negligent boat owners
  • Equipment manufacturers that produced faulty parts
  • Boat rental companies
  • Reckless passengers

Proving your case in court requires a thorough understanding of the legal system and experience dealing with insurance companies.